Motorcycle breakdown insurance coverage offers help if you’re in mechanical trouble. It can save you from getting stranded on the roadside and ensure your motorbike is towed to a repair shop. That way, you can concentrate on getting back up and moving on with your life.
We’ll answer common questions about motorcycle breakdown insurance to help you compare different policies and find the right cover:
What types of motorbike breakdown cover are there?
Whether it’s a problem with the tires, battery, throttle, or something else, you need to know that you have the right coverage. There are two types of motorbike breakdown cover available:
Cover your motorbike: It’s a great way to make sure you’re covered in the event of a breakdown. Having a motorcycle policy covers the motorcycle or motorcycles specified on the policy. This can cover up to four vehicles (vans, cars, or bikes) registered with the same address.
Cover yourself: A personal policy is meant to cover the person when they ride the motorcycle that meets the policy requirements. It can also cover the passenger– it can cover up to four people who use the motorbike.
What’s included in the motorbike breakdown cover?
When you compare motorcycle breakdown coverage, you want to ensure that you’re not settling for less. Some of the benefits that come with this coverage include:
- Help from an expert patrol at the roadside.
- Cover you 24/7, 365 days a year
- Provide enough fuel to get you back on the road again if you run out.
- You’ll be towed to anywhere in Singapore if the roadside repair wasn’t enough
- Have seasoned technicians ready and waiting to help you
What kind of cover do I need for my motorcycle?
Many things can go wrong when on the road with your motorcycle, including mechanical problems to accidental breakdown. This is why it’s important to have the right cover for your bike. There are four types of motorcycle breakdown insurance coverage:
Roadside assistance: This is usually a basic level of cover that will get you to a repair shop and back on the road. It includes services such as towing, tire change, and basic mechanical repairs.
Nationwide recovery: This usually includes roadside assistance, with an additional option to be towed to anywhere in Singapore if the roadside repair wasn’t possible.
Home start: If you’re close to your home and your motorcycle won’t start, this cover will always come in handy. The area it covers can differ from one insurer to another, but it is usually within a 0.25 miles radius of your home.
Onward travel: With this coverage, you don’t have to worry about getting to your destination when your motorcycle breaks down. It may provide transportation, reimbursement for temporary accommodation in a hotel room, and other related benefits. It can also offer compensation for the hire of a different vehicle or medical assistance.
Peace of mind on two wheels
When your bike breakdown in the middle of nowhere, it comes as a relief to know that there is somebody who got your back. Having motorcycle breakdown coverage will help get your bike fixed at the roadside by a professional mechanic. If they cannot do so, your motorcycle will be securely transported to a garage of your choice in Singapore.